Oshkosh Postal Employees
Oshkosh, WI · Charter 66418 · Peer group: credit unions under $1B in assets (n=1,675-1,678)
NCUA · 1 branch
Q1 2025
$6.4MAssets
$4.3MLoans
$5.8MShares
$621KNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 85% of credit unions under $1B in assets (rank 246 of 1677).
- Widest gap: equity / assets trails 79% of credit unions under $1B in assets (rank 1320 of 1677).
- Overall: at or above the peer median on 5 of 7 directional measures.
Return on Assets
1.06%
Rank 515 of 1,678
Net Interest Margin
4.63%
Rank 246 of 1,677
Efficiency Ratio
78.21%
Rank 803 of 1,675
Equity / Assets
9.71%
Rank 1,320 of 1,677
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.06% | 0.24% | 0.67% | 1.21% | Beats 69% | 515 / 1,678 | | |
| Return on Equity | 10.95% | 1.96% | 5.37% | 8.99% | Beats 84% | 262 / 1,675 | | |
| Net Interest Margin | 4.63% | 3.12% | 3.67% | 4.25% | Beats 85% | 246 / 1,677 | | |
| Efficiency Ratio | 78.21% | 68.92% | 78.89% | 88.44% | Beats 52% | 803 / 1,675 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.45% | 0.21% | 0.58% | 1.19% | Beats 58% | 708 / 1,676 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 9.70% | 10.02% | 12.33% | 15.89% | Beats 21% | 1,321 / 1,678 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 9.71% | 10.02% | 12.33% | 15.89% | Beats 21% | 1,320 / 1,677 | | |
| Liquidity & Funding |
| Loans / Deposits | 73.97% | 54.28% | 70.33% | 83.29% | 57th pctl | 725 / 1,677 | | |
| Loans / Assets | 66.69% | 46.21% | 59.98% | 70.96% | 65th pctl | 587 / 1,677 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |