La Crosse-Burlington
La Crosse, WI · Charter 66406 · Peer group: credit unions under $1B in assets (n=1,754-1,761)
NCUA · 1 branch
Q3 2024
$8.0MAssets
$3.3MLoans
$6.9MShares
$1.0MNet Worth
Executive Summary
- Strongest standing: efficiency ratio outperforms 83% of credit unions under $1B in assets (rank 306 of 1754).
- Widest gap: nonperforming loans / loans trails 71% of credit unions under $1B in assets (rank 1247 of 1757).
- Overall: at or above the peer median on 6 of 7 directional measures.
Return on Assets
1.30%
Rank 380 of 1,761
Net Interest Margin
3.64%
Rank 844 of 1,761
Efficiency Ratio
64.32%
Rank 306 of 1,754
Equity / Assets
13.15%
Rank 749 of 1,761
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.30% | 0.26% | 0.70% | 1.22% | Beats 78% | 380 / 1,761 | | |
| Return on Equity | 9.91% | 2.09% | 5.52% | 9.08% | Beats 80% | 357 / 1,761 | | |
| Net Interest Margin | 3.64% | 3.03% | 3.59% | 4.25% | Beats 52% | 844 / 1,761 | | |
| Efficiency Ratio | 64.32% | 68.95% | 77.94% | 87.14% | Beats 83% | 306 / 1,754 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.11% | 0.26% | 0.65% | 1.27% | Beats 29% | 1,247 / 1,757 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 13.15% | 10.05% | 12.42% | 15.87% | Beats 57% | 750 / 1,761 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 13.15% | 10.05% | 12.42% | 15.87% | Beats 57% | 749 / 1,761 | | |
| Liquidity & Funding |
| Loans / Deposits | 48.33% | 56.21% | 73.13% | 85.64% | 16th pctl | 1,469 / 1,759 | | |
| Loans / Assets | 41.73% | 47.85% | 62.48% | 73.19% | 17th pctl | 1,462 / 1,761 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |