Tacoma, WA · Charter 66399
NCUA · 17 branches
Q2 2026
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.02% | 0.58% | 3.21% | 1.76% | 0.73% | 0.69% | 0.06% | 0.05% | -171 bps | |
| Return on Equity | 0.20% | 5.17% | 27.51% | 15.28% | 7.80% | 7.23% | 0.63% | 0.55% | -1,473 bps | |
| Net Interest Margin | 2.85% | 2.92% | 3.11% | 3.14% | 2.56% | 2.71% | 3.66% | 3.59% | +45 bps | |
| Efficiency Ratio | 82.75% | 72.66% | 45.69% | 56.49% | 63.55% | 69.55% | 82.35% | 82.45% | +2,596 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 11.76% | 10.49% | 12.85% | 5.09% | 37.58% | 45.66% | 40.68% | 42.09% | +3,700 bps | |
| Loan Growth (YoY) | 15.35% | 13.54% | 14.27% | 5.94% | 40.19% | 49.32% | 47.15% | 48.41% | +4,247 bps | |
| Share Growth (YoY) | 12.22% | 11.04% | 10.60% | 2.69% | 31.46% | 40.59% | 39.19% | 38.23% | +3,554 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.37% | 0.50% | 0.70% | 0.84% | 0.88% | 1.04% | 0.80% | 1.08% | +23 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 10.69% | 11.15% | 11.66% | 11.54% | 9.33% | 9.50% | 9.60% | 9.34% | -220 bps | |
| Net Worth / Assets | 10.69% | 11.15% | 11.66% | 11.54% | 9.33% | 9.50% | 9.60% | 9.34% | -220 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 85.58% | 84.26% | 84.42% | 87.09% | 91.27% | 89.49% | 89.25% | 93.51% | +641 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |