Nekoosa
Nekoosa, WI · Charter 66393 · Peer group: credit unions under $1B in assets (n=1,721-1,724)
NCUA · 1 branch
Q4 2024
$27.2MAssets
$8.8MLoans
$23.1MShares
$4.1MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 87% of credit unions under $1B in assets (rank 228 of 1721).
- Widest gap: efficiency ratio trails 94% of credit unions under $1B in assets (rank 1614 of 1721).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
-0.09%
Rank 1,536 of 1,724
Net Interest Margin
2.84%
Rank 1,407 of 1,723
Efficiency Ratio
102.91%
Rank 1,614 of 1,721
Equity / Assets
14.89%
Rank 538 of 1,723
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | -0.09% | 0.25% | 0.67% | 1.13% | Beats 11% | 1,536 / 1,724 | |
| Return on Equity | -0.62% | 1.95% | 5.34% | 8.54% | Beats 11% | 1,530 / 1,723 | |
| Net Interest Margin | 2.84% | 3.03% | 3.61% | 4.27% | Beats 18% | 1,407 / 1,723 | |
| Efficiency Ratio | 102.91% | 69.84% | 78.36% | 87.50% | Beats 6% | 1,614 / 1,721 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.09% | 0.28% | 0.70% | 1.38% | Beats 87% | 228 / 1,721 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 14.89% | 10.16% | 12.41% | 16.03% | Beats 69% | 540 / 1,724 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 14.89% | 10.15% | 12.41% | 16.03% | Beats 69% | 538 / 1,723 | |
| Liquidity & Funding |
| Loans / Deposits | 38.01% | 55.95% | 72.66% | 85.34% | 8th pctl | 1,591 / 1,722 | |
| Loans / Assets | 32.31% | 47.91% | 62.00% | 72.82% | 8th pctl | 1,583 / 1,723 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |