Green Bay, WI · Charter 66390
NCUA · 2 branches
Q4 2016
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q1 2015 | Q2 2015 | Q3 2015 | Q4 2015 | Q1 2016 | Q2 2016 | Q3 2016 | Q4 2016 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.21% | 0.12% | 0.10% | 0.07% | 0.01% | 0.10% | 0.08% | 0.12% | +5 bps | |
| Return on Equity | 1.49% | 0.84% | 0.69% | 0.53% | 0.07% | 0.69% | 0.59% | 0.84% | +31 bps | |
| Net Interest Margin | 2.90% | 2.88% | 2.92% | 2.91% | 2.73% | 2.73% | 2.81% | 2.92% | +1 bps | |
| Efficiency Ratio | 88.97% | 93.96% | 93.62% | 91.49% | 92.34% | 96.93% | 97.36% | 96.32% | +483 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 1.17% | 0.32% | 0.14% | 0.60% | 3.60% | 3.67% | 1.35% | -2.59% | -319 bps | |
| Loan Growth (YoY) | 10.62% | 9.59% | 3.72% | 1.48% | -1.64% | -3.94% | -6.71% | -7.66% | -914 bps | |
| Share Growth (YoY) | 0.57% | -0.32% | -0.42% | 1.24% | 4.83% | 4.89% | 2.06% | -2.08% | -332 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 1.09% | 0.92% | 0.73% | 0.96% | 0.92% | 0.50% | 1.52% | 0.45% | -51 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.63% | 0.59% | 0.64% | 0.64% | 0.74% | 0.48% | 0.47% | 0.48% | -16 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 14.26% | 14.41% | 14.43% | 14.21% | 13.79% | 13.97% | 14.30% | 14.71% | +50 bps | |
| Net Worth / Assets | 14.26% | 14.41% | 14.43% | 14.21% | 13.79% | 13.97% | 14.30% | 14.71% | +50 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 79.57% | 81.77% | 83.95% | 81.29% | 74.66% | 74.89% | 76.74% | 76.65% | -464 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |