Columbus, OH · Charter 66376
NCUA · 12 branches
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets in the Columbus, OH area (n=18). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
61
Asset Quality
28
Profitability
59
Liquidity
35
Efficiency
72
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Columbus, OH · Charter 66376
NCUA · 12 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.70% | 0.71% | 0.78% | 0.67% | 0.99% | +28 bps | |
| Return on Equity | 6.83% | 6.92% | 7.42% | 6.39% | 9.10% | +228 bps | |
| Net Interest Margin | 3.19% | 3.30% | 3.41% | 3.34% | 3.39% | +20 bps | |
| Efficiency Ratio | 74.73% | 74.52% | 74.10% | 78.50% | 74.26% | -47 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 19.10% | 20.48% | 15.56% | 11.35% | 2.39% | -1,671 bps | |
| Loan Growth (YoY) | 18.08% | 18.20% | 18.33% | 10.12% | -0.93% | -1,901 bps | |
| Share Growth (YoY) | 17.98% | 19.12% | 13.23% | 10.65% | 1.35% | -1,662 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.92% | 1.01% | 1.01% | 0.89% | 1.08% | +16 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 10.30% | 10.31% | 10.58% | 10.46% | 10.84% | +54 bps | |
| Net Worth / Assets | 10.30% | 10.31% | 10.58% | 10.46% | 10.84% | +54 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 78.46% | 78.53% | 79.34% | 74.89% | 76.69% | -177 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Columbus, OH · Charter 66376 · Peer group: credit unions under $1B in assets in the Columbus, OH area (n=18)
NCUA · 12 branches
Q2 2026
Return on Assets
0.99%
Rank 5 of 18
Net Interest Margin
3.39%
Rank 13 of 18
Efficiency Ratio
74.26%
Rank 6 of 18
Equity / Assets
10.84%
Rank 7 of 18
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.99% | 0.59% | 0.76% | 0.99% | Beats 72% | 5 / 18 | |
| Return on Equity | 9.10% | 4.13% | 7.59% | 9.05% | Beats 78% | 4 / 18 | |
| Net Interest Margin | 3.39% | 3.24% | 3.56% | 3.79% | Beats 28% | 13 / 18 | |
| Efficiency Ratio | 74.26% | 72.20% | 76.10% | 84.19% | Beats 72% | 6 / 18 | |
| Asset Quality | |||||||
| Nonperforming Loans / Loans | 1.08% | 0.37% | 0.66% | 1.08% | Beats 28% | 14 / 18 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution | |||||
| Capital | |||||||
| Tier 1 Capital Ratio | 10.84% | 9.66% | 10.67% | 11.63% | Beats 61% | 7 / 18 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | |||||
| Equity / Assets | 10.84% | 9.66% | 10.67% | 11.63% | Beats 61% | 7 / 18 | |
| Liquidity & Funding | |||||||
| Loans / Deposits | 76.69% | 47.40% | 66.89% | 76.69% | 72nd pctl | 5 / 18 | |
| Loans / Assets | 65.20% | 43.35% | 60.60% | 69.11% | 67th pctl | 6 / 18 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution | |||||