Chicago, IL · Charter 66359
NCUA · 4 branches
Q2 2026
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 1.32% | 1.03% | 0.33% | 0.65% | 0.64% | 0.69% | 0.70% | 1.93% | +128 bps | |
| Return on Equity | 13.56% | 10.76% | 3.37% | 6.46% | 6.12% | 6.56% | 6.71% | 17.08% | +1,062 bps | |
| Net Interest Margin | 3.56% | 3.55% | 3.80% | 3.96% | 4.09% | 4.09% | 4.06% | 4.24% | +29 bps | |
| Efficiency Ratio | 71.82% | 76.13% | 88.57% | 83.44% | 83.16% | 82.46% | 81.70% | 67.77% | -1,567 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -5.19% | -4.03% | -4.26% | -2.55% | -2.20% | -2.76% | -0.01% | 1.27% | +383 bps | |
| Loan Growth (YoY) | 1.67% | -0.77% | 0.52% | 0.59% | 1.32% | 4.49% | 5.32% | 6.59% | +600 bps | |
| Share Growth (YoY) | -5.10% | -3.12% | -5.32% | -4.29% | -3.57% | -4.80% | -2.03% | -1.12% | +317 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.86% | 0.73% | 0.70% | 0.70% | 0.88% | 0.92% | 0.63% | 0.71% | +1 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 9.72% | 9.59% | 9.71% | 10.12% | 10.48% | 10.55% | 10.47% | 11.31% | +119 bps | |
| Net Worth / Assets | 9.72% | 9.59% | 9.71% | 10.12% | 10.48% | 10.55% | 10.47% | 11.31% | +119 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 74.53% | 72.28% | 72.46% | 75.07% | 78.30% | 79.32% | 77.90% | 80.93% | +586 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |