Brazos Valley Schools
Katy, TX · Charter 66353 · Peer group: credit unions $1B-$10B in assets (n=435)
NCUA · 13 branches
Q2 2026
$1.0BAssets
$432.9MLoans
$928.9MShares
$111.3MNet Worth
Executive Summary
- Strongest standing: return on equity outperforms 80% of credit unions $1B-$10B in assets (rank 89 of 435).
- Widest gap: nonperforming loans / loans trails 85% of credit unions $1B-$10B in assets (rank 369 of 435).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
1.10%
Rank 122 of 435
Net Interest Margin
3.30%
Rank 244 of 435
Efficiency Ratio
66.66%
Rank 134 of 435
Equity / Assets
10.63%
Rank 242 of 435
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.10% | 0.55% | 0.81% | 1.14% | Beats 72% | 122 / 435 | | |
| Return on Equity | 10.35% | 5.12% | 7.41% | 9.70% | Beats 80% | 89 / 435 | | |
| Net Interest Margin | 3.30% | 3.01% | 3.39% | 3.75% | Beats 44% | 244 / 435 | | |
| Efficiency Ratio | 66.66% | 65.25% | 71.39% | 77.86% | Beats 69% | 134 / 435 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.32% | 0.45% | 0.69% | 1.05% | Beats 15% | 369 / 435 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 10.63% | 9.81% | 10.84% | 12.63% | Beats 44% | 242 / 435 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 10.63% | 9.81% | 10.84% | 12.63% | Beats 44% | 242 / 435 | | |
| Liquidity & Funding |
| Loans / Deposits | 46.60% | 78.33% | 88.38% | 95.61% | 1st pctl | 429 / 435 | | |
| Loans / Assets | 41.33% | 67.69% | 74.58% | 80.80% | 2nd pctl | 428 / 435 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |