Telco Plus
Longview, TX · Charter 66351 · Peer group: credit unions under $1B in assets in TX (n=235)
NCUA · 5 branches
Q2 2026
$124.3MAssets
$104.6MLoans
$108.2MShares
$11.5MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 71% of credit unions under $1B in assets in TX (rank 70 of 235).
- Widest gap: return on equity trails 94% of credit unions under $1B in assets in TX (rank 220 of 235).
- Overall: at or above the peer median on 2 of 7 directional measures.
Return on Assets
-0.44%
Rank 213 of 235
Net Interest Margin
4.11%
Rank 81 of 235
Efficiency Ratio
85.99%
Rank 147 of 235
Equity / Assets
9.28%
Rank 212 of 235
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | -0.44% | 0.17% | 0.57% | 1.10% | Beats 9% | 213 / 235 | |
| Return on Equity | -4.75% | 1.03% | 4.30% | 7.58% | Beats 6% | 220 / 235 | |
| Net Interest Margin | 4.11% | 3.32% | 3.89% | 4.35% | Beats 66% | 81 / 235 | |
| Efficiency Ratio | 85.99% | 70.60% | 82.00% | 91.57% | Beats 38% | 147 / 235 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.31% | 0.20% | 0.59% | 1.14% | Beats 71% | 70 / 235 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 9.28% | 11.30% | 14.41% | 19.49% | Beats 10% | 212 / 235 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 9.28% | 11.30% | 14.41% | 19.49% | Beats 10% | 212 / 235 | |
| Liquidity & Funding |
| Loans / Deposits | 96.63% | 54.18% | 67.38% | 81.66% | 97th pctl | 8 / 235 | |
| Loans / Assets | 84.17% | 43.80% | 56.63% | 68.64% | 98th pctl | 5 / 235 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |