Salal
Seattle, WA · Charter 66349 · Peer group: credit unions $1B-$10B in assets (n=435)
NCUA · 5 branches
Q2 2026
$1.2BAssets
$953.8MLoans
$1.0BShares
$106.7MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 85% of credit unions $1B-$10B in assets (rank 66 of 435).
- Widest gap: equity / assets trails 86% of credit unions $1B-$10B in assets (rank 375 of 435).
- Overall: at or above the peer median on 2 of 7 directional measures.
Return on Assets
0.56%
Rank 325 of 435
Net Interest Margin
3.93%
Rank 66 of 435
Efficiency Ratio
79.53%
Rank 358 of 435
Equity / Assets
9.19%
Rank 375 of 435
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.56% | 0.55% | 0.81% | 1.14% | Beats 25% | 325 / 435 | |
| Return on Equity | 6.10% | 5.12% | 7.41% | 9.70% | Beats 35% | 282 / 435 | |
| Net Interest Margin | 3.93% | 3.01% | 3.39% | 3.75% | Beats 85% | 66 / 435 | |
| Efficiency Ratio | 79.53% | 65.25% | 71.39% | 77.86% | Beats 18% | 358 / 435 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.60% | 0.45% | 0.69% | 1.05% | Beats 60% | 176 / 435 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 9.19% | 9.81% | 10.84% | 12.63% | Beats 14% | 375 / 435 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 9.19% | 9.81% | 10.84% | 12.63% | Beats 14% | 375 / 435 | |
| Liquidity & Funding |
| Loans / Deposits | 93.75% | 78.33% | 88.38% | 95.61% | 69th pctl | 134 / 435 | |
| Loans / Assets | 82.13% | 67.69% | 74.58% | 80.80% | 83rd pctl | 76 / 435 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |