L. E. O.
Painesville, OH · Charter 66329 · Peer group: credit unions under $1B in assets in the Cleveland, OH area (n=39)
NCUA · 2 branches
Q2 2026
$10.4MAssets
$3.6MLoans
$7.9MShares
$2.5MNet Worth
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 90% of credit unions under $1B in assets in the Cleveland, OH area (rank 4 of 39).
- Widest gap: return on assets trails 100% of credit unions under $1B in assets in the Cleveland, OH area (rank 39 of 39).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
-0.73%
Rank 39 of 39
Net Interest Margin
3.97%
Rank 15 of 39
Efficiency Ratio
107.21%
Rank 37 of 39
Equity / Assets
24.52%
Rank 4 of 39
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | -0.73% | 0.13% | 0.49% | 0.87% | Beats 0% | 39 / 39 | | |
| Return on Equity | -2.99% | 1.01% | 4.09% | 7.61% | Beats 8% | 36 / 39 | | |
| Net Interest Margin | 3.97% | 3.28% | 3.83% | 4.18% | Beats 62% | 15 / 39 | | |
| Efficiency Ratio | 107.21% | 76.45% | 81.64% | 91.75% | Beats 8% | 37 / 39 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 7.95% | 0.15% | 0.61% | 1.88% | Beats 5% | 38 / 39 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 24.52% | 10.00% | 12.89% | 19.36% | Beats 90% | 4 / 39 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 24.52% | 10.00% | 12.89% | 19.36% | Beats 90% | 4 / 39 | | |
| Liquidity & Funding |
| Loans / Deposits | 45.33% | 45.46% | 53.28% | 74.29% | 21st pctl | 31 / 39 | | |
| Loans / Assets | 34.54% | 36.24% | 44.98% | 63.66% | 18th pctl | 32 / 39 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |