Imperial
Springfield, IL · Charter 66300 · Peer group: credit unions under $1B in assets in IL (n=50)
NCUA · 1 branch
Q2 2026
$76KAssets
$11KLoans
$69KShares
$7KNet Worth
Executive Summary
- Strongest standing: return on equity outperforms 98% of credit unions under $1B in assets in IL (rank 1 of 50).
- Widest gap: nonperforming loans / loans trails 98% of credit unions under $1B in assets in IL (rank 50 of 50).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
2.63%
Rank 2 of 50
Net Interest Margin
2.63%
Rank 48 of 50
Efficiency Ratio
66.67%
Rank 12 of 50
Equity / Assets
9.21%
Rank 45 of 50
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 2.63% | 0.49% | 0.97% | 1.35% | Beats 96% | 2 / 50 | |
| Return on Equity | 28.57% | 3.76% | 7.55% | 10.28% | Beats 98% | 1 / 50 | |
| Net Interest Margin | 2.63% | 3.15% | 3.72% | 4.20% | Beats 4% | 48 / 50 | |
| Efficiency Ratio | 66.67% | 67.18% | 75.90% | 80.66% | Beats 78% | 12 / 50 | |
| Asset Quality |
| Nonperforming Loans / Loans | 27.27% | 0.14% | 0.47% | 0.87% | Beats 2% | 50 / 50 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 9.21% | 10.68% | 13.50% | 16.38% | Beats 10% | 45 / 50 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 9.21% | 10.68% | 13.50% | 16.38% | Beats 10% | 45 / 50 | |
| Liquidity & Funding |
| Loans / Deposits | 15.94% | 55.23% | 70.87% | 80.60% | 0th pctl | 50 / 50 | |
| Loans / Assets | 14.47% | 43.53% | 60.64% | 68.47% | 0th pctl | 50 / 50 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |