New Orleans, LA · Charter 66259
NCUA · 2 branches
Q2 2026
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 1.37% | 0.97% | 1.45% | 2.30% | 1.76% | 1.57% | -0.68% | -0.40% | -270 bps | |
| Return on Equity | 3.15% | 2.01% | 3.13% | 5.03% | 3.80% | 3.16% | -1.43% | -0.86% | -589 bps | |
| Net Interest Margin | 4.46% | 5.05% | 5.34% | 5.09% | 5.25% | 5.21% | 4.63% | 4.71% | -38 bps | |
| Efficiency Ratio | 69.61% | 80.75% | 75.35% | 59.74% | 70.00% | 73.46% | 113.14% | 96.21% | +3,647 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 0.77% | 0.96% | 1.48% | 0.92% | -0.63% | 1.73% | 1.89% | 0.40% | -53 bps | |
| Loan Growth (YoY) | 25.84% | 20.77% | 15.20% | 8.00% | 2.54% | 8.53% | -2.24% | -7.00% | -1,501 bps | |
| Share Growth (YoY) | -6.29% | -8.77% | -2.95% | -2.56% | -4.79% | -0.87% | 0.24% | -1.51% | +105 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.67% | 1.27% | 1.75% | 0.81% | 1.26% | 1.27% | 0.86% | 1.02% | +21 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 2.78% | 2.97% | 3.44% | 3.75% | 2.89% | 2.99% | 3.21% | 3.62% | -13 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 43.66% | 48.14% | 46.28% | 45.77% | 46.17% | 49.68% | 47.28% | 46.81% | +104 bps | |
| Net Worth / Assets | 43.66% | 48.14% | 46.28% | 45.77% | 46.17% | 49.68% | 47.28% | 46.81% | +104 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 54.22% | 65.13% | 60.33% | 59.97% | 58.39% | 71.31% | 58.84% | 56.62% | -335 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |