New Orleans, LA · Charter 66259
NCUA · 2 branches
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets in the New Orleans-Metairie, LA area (n=28 to 29). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
97
Asset Quality
55
Profitability
32
Liquidity
70
Efficiency
31
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
New Orleans, LA · Charter 66259
NCUA · 2 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 1.37% | 0.97% | 1.45% | 2.30% | 1.76% | 1.57% | -0.68% | -0.40% | -270 bps | |
| Return on Equity | 3.15% | 2.01% | 3.13% | 5.03% | 3.80% | 3.16% | -1.43% | -0.86% | -589 bps | |
| Net Interest Margin | 4.46% | 5.05% | 5.34% | 5.09% | 5.25% | 5.21% | 4.63% | 4.71% | -38 bps | |
| Efficiency Ratio | 69.61% | 80.75% | 75.35% | 59.74% | 70.00% | 73.46% | 113.14% | 96.21% | +3,647 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 0.77% | 0.96% | 1.48% | 0.92% | -0.63% | 1.73% | 1.89% | 0.40% | -53 bps | |
| Loan Growth (YoY) | 25.84% | 20.77% | 15.20% | 8.00% | 2.54% | 8.53% | -2.24% | -7.00% | -1,501 bps | |
| Share Growth (YoY) | -6.29% | -8.77% | -2.95% | -2.56% | -4.79% | -0.87% | 0.24% | -1.51% | +105 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.67% | 1.27% | 1.75% | 0.81% | 1.26% | 1.27% | 0.86% | 1.02% | +21 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 2.78% | 2.97% | 3.44% | 3.75% | 2.89% | 2.99% | 3.21% | 3.62% | -13 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 43.66% | 48.14% | 46.28% | 45.77% | 46.17% | 49.68% | 47.28% | 46.81% | +104 bps | |
| Net Worth / Assets | 43.66% | 48.14% | 46.28% | 45.77% | 46.17% | 49.68% | 47.28% | 46.81% | +104 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 54.22% | 65.13% | 60.33% | 59.97% | 58.39% | 71.31% | 58.84% | 56.62% | -335 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
New Orleans, LA · Charter 66259 · Peer group: credit unions under $1B in assets in the New Orleans-Metairie, LA area (n=28-29)
NCUA · 2 branches
Q2 2026
Return on Assets
-0.40%
Rank 23 of 29
Net Interest Margin
4.72%
Rank 13 of 29
Efficiency Ratio
96.18%
Rank 21 of 29
Equity / Assets
46.81%
Rank 1 of 29
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | -0.40% | -0.27% | 0.39% | 0.68% | Beats 21% | 23 / 29 | ||
| Return on Equity | -0.85% | 0.64% | 2.28% | 5.24% | Beats 21% | 22 / 28 | ||
| Net Interest Margin | 4.72% | 3.88% | 4.49% | 4.89% | Beats 55% | 13 / 29 | ||
| Efficiency Ratio | 96.18% | 77.78% | 86.62% | 97.23% | Beats 31% | 21 / 29 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 1.00% | 0.22% | 1.19% | 2.21% | Beats 55% | 14 / 29 | ||
| Net Charge-Offs / Loans | n/a | Not reported for this institution | ||||||
| Capital | ||||||||
| Tier 1 Capital Ratio | 46.81% | 11.89% | 14.07% | 21.10% | Beats 97% | 1 / 29 | ||
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | ||||||
| Equity / Assets | 46.81% | 11.89% | 14.07% | 21.10% | Beats 97% | 1 / 29 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | 56.61% | 45.57% | 67.88% | 82.54% | 34th pctl | 19 / 29 | ||
| Loans / Assets | 30.11% | 34.60% | 52.32% | 69.33% | 14th pctl | 25 / 29 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||