Manchester, NH · Charter 66207
NCUA · 2 branches
Q2 2026
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 2.41% | 2.38% | 2.22% | 2.29% | 2.35% | 2.40% | 1.96% | 1.99% | -29 bps | |
| Return on Equity | 11.54% | 10.98% | 10.21% | 10.52% | 10.67% | 10.58% | 8.57% | 8.82% | -170 bps | |
| Net Interest Margin | 3.88% | 3.97% | 3.69% | 3.82% | 3.83% | 3.92% | 3.65% | 3.80% | -2 bps | |
| Efficiency Ratio | 41.90% | 44.10% | 45.08% | 43.84% | 43.61% | 42.91% | 50.00% | 50.48% | +664 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 4.85% | 4.38% | 3.69% | 8.03% | 5.70% | 6.67% | 5.54% | 6.54% | -149 bps | |
| Loan Growth (YoY) | 5.64% | 0.63% | -0.70% | 0.43% | -3.40% | -2.77% | -5.88% | -6.32% | -676 bps | |
| Share Growth (YoY) | 2.81% | 2.21% | 1.33% | 6.93% | 4.07% | 5.41% | 4.08% | 5.38% | -155 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.07% | 0.19% | 0.12% | 0.24% | 0.07% | 0.06% | 0.06% | 0.03% | -21 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 20.90% | 21.68% | 21.69% | 21.74% | 22.03% | 22.71% | 22.86% | 22.59% | +85 bps | |
| Net Worth / Assets | 20.90% | 21.68% | 21.69% | 21.74% | 22.03% | 22.71% | 22.86% | 22.59% | +85 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 31.03% | 30.60% | 30.02% | 29.52% | 28.80% | 28.22% | 27.14% | 26.24% | -328 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |