Aztec, NM · Charter 66185
NCUA · 1 branch
Q2 2026
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.31% | -0.61% | 0.10% | -0.14% | 0.06% | 0.20% | 1.56% | 1.01% | +116 bps | |
| Return on Equity | 2.11% | -4.37% | 0.73% | -1.05% | 0.41% | 1.53% | 11.74% | 7.81% | +886 bps | |
| Net Interest Margin | 3.87% | 3.91% | 3.62% | 3.75% | 3.77% | 3.64% | 3.19% | 3.15% | -60 bps | |
| Efficiency Ratio | 77.75% | 81.42% | 84.92% | 83.55% | 85.48% | 85.12% | 51.02% | 80.50% | -305 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -17.27% | -14.68% | -11.12% | -6.20% | -2.26% | 2.72% | 6.93% | 8.76% | +1,496 bps | |
| Loan Growth (YoY) | -15.45% | -18.62% | -14.15% | -9.67% | -6.90% | -10.54% | -15.46% | -24.38% | -1,471 bps | |
| Share Growth (YoY) | -19.68% | -16.03% | -11.94% | -6.18% | -1.81% | 2.83% | 6.75% | 9.21% | +1,539 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 2.51% | 2.58% | 1.89% | 1.65% | 1.69% | 0.81% | 1.68% | 1.95% | +30 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 14.70% | 13.86% | 13.61% | 13.70% | 13.83% | 13.26% | 13.33% | 12.95% | -74 bps | |
| Net Worth / Assets | 14.70% | 13.86% | 13.61% | 13.70% | 13.83% | 13.26% | 13.33% | 12.95% | -74 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 66.55% | 63.10% | 60.69% | 63.74% | 63.10% | 54.89% | 48.06% | 44.13% | -1,961 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |