Peoples
Springfield, CO · Charter 66155 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 2 branches
Q2 2026
$75.0MAssets
$63.0MLoans
$60.0MShares
$14.6MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 89% of credit unions under $1B in assets (rank 181 of 1683).
- Widest gap: return on equity trails 30% of credit unions under $1B in assets (rank 497 of 1681).
- Overall: at or above the peer median on 7 of 7 directional measures.
Return on Assets
1.57%
Rank 212 of 1,683
Net Interest Margin
4.86%
Rank 181 of 1,683
Efficiency Ratio
68.85%
Rank 418 of 1,682
Equity / Assets
19.42%
Rank 248 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.57% | 0.35% | 0.74% | 1.18% | Beats 87% | 212 / 1,683 | | |
| Return on Equity | 8.09% | 2.67% | 5.89% | 8.74% | Beats 70% | 497 / 1,681 | | |
| Net Interest Margin | 4.86% | 3.31% | 3.82% | 4.32% | Beats 89% | 181 / 1,683 | | |
| Efficiency Ratio | 68.85% | 68.91% | 78.20% | 86.93% | Beats 75% | 418 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.16% | 0.26% | 0.65% | 1.29% | Beats 82% | 309 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 19.42% | 10.44% | 12.89% | 16.53% | Beats 85% | 248 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 19.42% | 10.44% | 12.89% | 16.53% | Beats 85% | 248 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 104.90% | 52.61% | 69.38% | 83.50% | 98th pctl | 33 / 1,683 | | |
| Loans / Assets | 84.00% | 44.71% | 59.18% | 70.72% | 96th pctl | 60 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |