Guadalupe
Santa Fe, NM · Charter 66149 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 8 branches
Q2 2026
$348.2MAssets
$213.0MLoans
$299.9MShares
$43.6MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 88% of credit unions under $1B in assets (rank 202 of 1683).
- Widest gap: nonperforming loans / loans trails 80% of credit unions under $1B in assets (rank 1350 of 1682).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
1.01%
Rank 588 of 1,683
Net Interest Margin
4.81%
Rank 202 of 1,683
Efficiency Ratio
79.38%
Rank 906 of 1,682
Equity / Assets
12.51%
Rank 909 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.01% | 0.35% | 0.74% | 1.18% | Beats 65% | 588 / 1,683 | |
| Return on Equity | 8.06% | 2.67% | 5.89% | 8.74% | Beats 70% | 503 / 1,681 | |
| Net Interest Margin | 4.81% | 3.31% | 3.82% | 4.32% | Beats 88% | 202 / 1,683 | |
| Efficiency Ratio | 79.38% | 68.91% | 78.20% | 86.93% | Beats 46% | 906 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.57% | 0.26% | 0.65% | 1.29% | Beats 20% | 1,350 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 12.51% | 10.44% | 12.89% | 16.53% | Beats 46% | 909 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 12.51% | 10.44% | 12.89% | 16.53% | Beats 46% | 909 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 71.01% | 52.61% | 69.38% | 83.50% | 53rd pctl | 790 / 1,683 | |
| Loans / Assets | 61.17% | 44.71% | 59.18% | 70.72% | 54th pctl | 767 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |