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Animas

Farmington, NM · Charter 66142

NCUA · 3 branches

Q2 2021

Board Package

Performance Trends and Peer Comparison

Part 1Performance Trends, own institution only2
Part 2Peer Comparison, not published for this institution and quartern/a

Basis

Quarter: Q2 2021, the quarter ended June 30, 2021, on both parts.

Income statement: year to date as filed, annualized, on both parts.

Balance sheet: as filed at quarter end.

Peer group

No peer standings are published for this institution and quarter.

Peer groups below the disclosure floor are suppressed.

Source: NCUA 5300 Call Report, as filed. Dollar figures derived from reported amounts in thousands. Ratios computed by CallReports.ai using published regulatory formulas.

CallReports · callreports.ai · Board PackageGenerated 2026-10-11

Animas

Farmington, NM · Charter 66142

NCUA · 3 branches

Q2 2021

$165.4MAssets
$74.1MLoans
$148.6MShares
$16.4MNet Worth

Executive Summary

  • Earnings: ROA of 0.92%, up 57 bps year over year; NIM at 2.05%.
  • Asset quality: problem loans at 1.32% of loans (+43 bps YoY).
  • Capital: net worth / assets of 9.89%, up 46 bps from a year ago.
  • Funding: loans stand at 49.88% of shares as of Q2 2021.

Return on Assets (YTD, annualized)

0.92%+57 bps YoY

Net Interest Margin (YTD, annualized)

2.05%-66 bps YoY

Efficiency Ratio (YTD, annualized)

69.82%-1,469 bps YoY

Net Worth / Assets

9.89%+46 bps YoY

Year to date, annualized, through each quarter.

MetricQ3 2019Q4 2019Q1 2020Q2 2020Q3 2020Q4 2020Q1 2021Q2 2021YoY ΔTrend
Earnings
Return on Assets0.86%0.88%0.61%0.35%0.90%1.20%1.08%0.92%+57 bps
Return on Equity8.66%8.54%6.13%3.75%8.94%11.66%11.17%9.32%+557 bps
Net Interest Margin3.18%3.21%3.01%2.72%2.67%2.68%2.08%2.05%-66 bps
Efficiency Ratio76.47%77.13%83.14%84.51%72.53%67.43%65.54%69.82%-1,469 bps
Growth
Asset Growth (YoY)2.28%1.82%1.40%9.47%8.89%13.28%18.76%11.05%+157 bps
Loan Growth (YoY)1.93%0.10%-2.71%-4.75%-5.91%-6.22%-6.53%-3.92%+83 bps
Share Growth (YoY)1.44%0.98%0.90%9.61%8.63%13.63%17.73%10.88%+127 bps
Asset Quality
Delinquent Loans / Loans0.30%0.33%0.65%0.88%0.74%0.85%0.66%1.32%+43 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance / Loans0.50%0.51%0.51%0.63%0.69%0.75%0.72%0.71%+8 bps
Capital
Risk-Based Capital9.97%10.28%9.99%9.43%10.03%10.26%9.65%9.89%+46 bps
Net Worth / Assets9.97%10.28%9.99%9.43%10.03%10.26%9.65%9.89%+46 bps
Liquidity & Funding
Loans / Shares66.85%67.27%62.64%57.56%57.90%55.52%49.73%49.88%-769 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps