Walled Lake Schools
Wolverine Lake, MI · Charter 6613 · Peer group: credit unions under $1B in assets in the Detroit-Warren-Dearborn, MI area (n=38)
NCUA · 2 branches
Q2 2026
$138.4MAssets
$31.0MLoans
$119.0MShares
$20.2MNet Worth
Executive Summary
- Strongest standing: efficiency ratio outperforms 87% of credit unions under $1B in assets in the Detroit-Warren-Dearborn, MI area (rank 6 of 38).
- Widest gap: nonperforming loans / loans trails 76% of credit unions under $1B in assets in the Detroit-Warren-Dearborn, MI area (rank 30 of 38).
- Overall: at or above the peer median on 5 of 7 directional measures.
Return on Assets
1.37%
Rank 6 of 38
Net Interest Margin
3.52%
Rank 27 of 38
Efficiency Ratio
65.90%
Rank 6 of 38
Equity / Assets
14.58%
Rank 14 of 38
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.37% | 0.49% | 0.78% | 1.16% | Beats 84% | 6 / 38 | | |
| Return on Equity | 9.38% | 3.91% | 6.52% | 8.43% | Beats 79% | 8 / 38 | | |
| Net Interest Margin | 3.52% | 3.41% | 3.65% | 4.18% | Beats 29% | 27 / 38 | | |
| Efficiency Ratio | 65.90% | 72.88% | 78.35% | 82.40% | Beats 87% | 6 / 38 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.50% | 0.36% | 0.84% | 1.47% | Beats 24% | 30 / 38 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 14.58% | 11.22% | 12.45% | 15.29% | Beats 63% | 14 / 38 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 14.58% | 11.22% | 12.45% | 15.29% | Beats 63% | 14 / 38 | | |
| Liquidity & Funding |
| Loans / Deposits | 26.03% | 38.40% | 54.78% | 75.62% | 11th pctl | 34 / 38 | | |
| Loans / Assets | 22.39% | 32.99% | 45.72% | 63.66% | 8th pctl | 35 / 38 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |