New Haven, CT · Charter 66044
NCUA · 1 branch
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets (n=1,681 to 1,683). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
47
Asset Quality
100
Profitability
9
Liquidity
0
Efficiency
8
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
New Haven, CT · Charter 66044
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.00% | 0.00% | 0.00% | 0.01% | 0.01% | 0 bps | |
| Return on Equity | 0.03% | 0.04% | 0.04% | 0.06% | 0.04% | +1 bps | |
| Net Interest Margin | 1.85% | 1.86% | 1.91% | 2.02% | 2.06% | +21 bps | |
| Efficiency Ratio | 99.78% | 99.75% | 99.75% | 99.64% | 99.75% | -3 bps | |
| Growth | |||||||
| Asset Growth (YoY) | -6.42% | -3.90% | -5.65% | -5.30% | -2.95% | +347 bps | |
| Loan Growth (YoY) | -6.03% | -0.48% | -0.91% | 1.01% | -10.05% | -402 bps | |
| Share Growth (YoY) | -7.52% | -4.75% | -6.75% | -6.33% | -3.72% | +380 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.27% | 0.27% | 0.36% | 0.27% | 0.00% | -27 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 2.01% | 1.98% | 1.92% | 2.03% | 1.93% | -8 bps | |
| Capital | |||||||
| Risk-Based Capital | 12.19% | 12.25% | 12.47% | 12.45% | 12.57% | +38 bps | |
| Net Worth / Assets | 12.19% | 12.25% | 12.47% | 12.45% | 12.57% | +38 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 29.06% | 29.72% | 31.20% | 29.54% | 27.14% | -191 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
New Haven, CT · Charter 66044 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
Return on Assets
0.00%
Rank 1,478 of 1,683
Net Interest Margin
2.08%
Rank 1,650 of 1,683
Efficiency Ratio
98.31%
Rank 1,541 of 1,682
Equity / Assets
12.57%
Rank 897 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.00% | 0.35% | 0.74% | 1.18% | Beats 12% | 1,478 / 1,683 | |
| Return on Equity | 0.00% | 2.67% | 5.89% | 8.74% | Beats 12% | 1,478 / 1,681 | |
| Net Interest Margin | 2.08% | 3.31% | 3.82% | 4.32% | Beats 2% | 1,650 / 1,683 | |
| Efficiency Ratio | 98.31% | 68.91% | 78.20% | 86.93% | Beats 8% | 1,541 / 1,682 | |
| Asset Quality | |||||||
| Nonperforming Loans / Loans | 0.00% | 0.26% | 0.65% | 1.29% | Beats 100% | 132 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution | |||||
| Capital | |||||||
| Tier 1 Capital Ratio | 12.57% | 10.44% | 12.89% | 16.53% | Beats 47% | 897 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | |||||
| Equity / Assets | 12.57% | 10.44% | 12.89% | 16.53% | Beats 47% | 897 / 1,683 | |
| Liquidity & Funding | |||||||
| Loans / Deposits | 27.14% | 52.61% | 69.38% | 83.50% | 4th pctl | 1,617 / 1,683 | |
| Loans / Assets | 23.46% | 44.71% | 59.18% | 70.72% | 5th pctl | 1,607 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution | |||||