Chicago, IL · Charter 66039
Q2 1998
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q4 1994 | Q2 1995 | Q4 1995 | Q2 1996 | Q4 1996 | Q2 1997 | Q4 1997 | Q2 1998 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 4.69% | -1.26% | 4.65% | 7.15% | 9.06% | 7.66% | 8.10% | 16.19% | +904 bps | |
| Return on Equity | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Net Interest Margin | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Efficiency Ratio | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Growth | ||||||||||
| Asset Growth (YoY) | n/a | n/a | n/a | -34.73% | -28.71% | -18.95% | 19.30% | 10.37% | +4,510 bps | |
| Loan Growth (YoY) | n/a | n/a | n/a | 19.36% | 8.91% | 150.42% | 36.85% | 2.93% | -1,642 bps | |
| Share Growth (YoY) | n/a | n/a | n/a | -41.88% | -38.63% | -7.81% | 4.84% | -0.22% | +4,166 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 22.86% | 22.60% | 16.18% | 14.99% | 3.10% | 12.31% | 18.13% | 18.13% | +314 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 16.53% | 12.08% | 12.55% | 9.74% | 6.41% | 4.67% | 7.71% | 7.71% | -203 bps | |
| Capital | ||||||||||
| Risk-Based Capital | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Net Worth / Assets | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 54.68% | 48.13% | 57.74% | 73.05% | 97.03% | 130.73% | 75.36% | 75.36% | +231 bps | |
| Liquid Assets / Assets | 47.13% | 62.18% | 54.62% | 32.46% | 22.01% | 3.95% | 34.32% | 33.58% | +112 bps | |