Franklin Park, IL · Charter 65884
Q2 2011
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2011, the quarter ended June 30, 2011, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
No peer standings are published for this institution and quarter.
Peer groups below the disclosure floor are suppressed.
Franklin Park, IL · Charter 65884
Q2 2011
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q4 2009 | Q1 2010 | Q3 2010 | Q1 2011 | Q2 2011 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | -3.16% | -4.00% | -1.47% | -0.03% | 0.06% | +322 bps | |
| Return on Equity | -3.82% | -5.12% | -2.02% | -0.03% | 0.06% | +388 bps | |
| Net Interest Margin | 2.16% | 0.97% | 0.53% | -0.03% | 0.06% | -210 bps | |
| Efficiency Ratio | 246% | 515% | 368% | n/a | 0.00% | -24,602 bps | |
| Growth | |||||||
| Asset Growth (YoY) | -33.11% | -11.89% | -6.35% | -12.04% | -10.00% | +2,312 bps | |
| Loan Growth (YoY) | -53.18% | -62.79% | -93.53% | -100.00% | -100.00% | -4,682 bps | |
| Share Growth (YoY) | -72.99% | -31.15% | -9.78% | -47.99% | -98.93% | -2,594 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 40.62% | 42.11% | 20.10% | n/a | n/a | n/a | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 61.89% | 88.00% | 529% | n/a | n/a | n/a | |
| Capital | |||||||
| Risk-Based Capital | 82.71% | 78.22% | 72.65% | 90.22% | 99.80% | +1,709 bps | |
| Net Worth / Assets | 82.71% | 78.22% | 72.65% | 90.22% | 99.80% | +1,709 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 103.82% | 55.21% | 5.45% | 0.00% | 0.00% | -10,382 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |