Nebraska State Employees
Lincoln, NE · Charter 65816 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$36.8MAssets
$12.0MLoans
$31.9MShares
$5.2MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 86% of credit unions under $1B in assets (rank 241 of 1682).
- Widest gap: net interest margin trails 49% of credit unions under $1B in assets (rank 829 of 1683).
- Overall: at or above the peer median on 7 of 7 directional measures.
Return on Assets
1.07%
Rank 517 of 1,683
Net Interest Margin
3.84%
Rank 829 of 1,683
Efficiency Ratio
69.99%
Rank 453 of 1,682
Equity / Assets
14.01%
Rank 670 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.07% | 0.35% | 0.74% | 1.18% | Beats 69% | 517 / 1,683 | | |
| Return on Equity | 7.65% | 2.67% | 5.89% | 8.74% | Beats 66% | 564 / 1,681 | | |
| Net Interest Margin | 3.84% | 3.31% | 3.82% | 4.32% | Beats 51% | 829 / 1,683 | | |
| Efficiency Ratio | 69.99% | 68.91% | 78.20% | 86.93% | Beats 73% | 453 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.11% | 0.26% | 0.65% | 1.29% | Beats 86% | 241 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 14.01% | 10.44% | 12.89% | 16.53% | Beats 60% | 670 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 14.01% | 10.44% | 12.89% | 16.53% | Beats 60% | 670 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 37.79% | 52.61% | 69.38% | 83.50% | 10th pctl | 1,522 / 1,683 | | |
| Loans / Assets | 32.77% | 44.71% | 59.18% | 70.72% | 10th pctl | 1,510 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |