Greeley, CO · Charter 65775
NCUA · 2 branches
Q2 2026
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | -0.04% | 0.08% | 0.36% | 0.37% | 0.43% | 0.50% | 0.34% | 0.33% | -4 bps | |
| Return on Equity | -0.38% | 0.76% | 3.63% | 3.60% | 4.05% | 4.57% | 3.16% | 3.05% | -55 bps | |
| Net Interest Margin | 2.07% | 2.17% | 2.28% | 2.38% | 2.51% | 2.61% | 2.64% | 2.70% | +33 bps | |
| Efficiency Ratio | 95.12% | 92.29% | 86.64% | 86.95% | 84.91% | 82.74% | 85.16% | 83.08% | -387 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 11.30% | -0.40% | 0.31% | -2.99% | -6.42% | -5.31% | -3.63% | -0.88% | +210 bps | |
| Loan Growth (YoY) | -4.79% | -3.28% | -3.64% | -2.14% | 0.26% | 1.19% | 3.34% | 1.98% | +412 bps | |
| Share Growth (YoY) | 12.00% | -0.62% | -0.53% | -3.91% | -7.69% | -6.70% | -4.46% | -1.61% | +230 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.22% | 0.20% | 0.34% | 0.33% | 0.43% | 0.50% | 0.57% | 1.08% | +75 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 9.62% | 9.97% | 10.04% | 10.29% | 10.71% | 11.03% | 10.90% | 10.85% | +56 bps | |
| Net Worth / Assets | 9.62% | 9.97% | 10.04% | 10.29% | 10.71% | 11.03% | 10.90% | 10.85% | +56 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 57.98% | 59.83% | 59.21% | 61.42% | 62.97% | 64.89% | 64.05% | 63.66% | +224 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |