Northern Colorado
Greeley, CO · Charter 65775 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 2 branches
Q2 2026
$76.3MAssets
$43.2MLoans
$67.9MShares
$8.3MNet Worth
Executive Summary
- Strongest standing: efficiency ratio outperforms 35% of credit unions under $1B in assets (rank 1096 of 1682).
- Widest gap: net interest margin trails 93% of credit unions under $1B in assets (rank 1573 of 1683).
- Overall: at or above the peer median on 0 of 7 directional measures.
Return on Assets
0.33%
Rank 1,287 of 1,683
Net Interest Margin
2.70%
Rank 1,573 of 1,683
Efficiency Ratio
83.11%
Rank 1,096 of 1,682
Equity / Assets
10.85%
Rank 1,185 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.33% | 0.35% | 0.74% | 1.18% | Beats 24% | 1,287 / 1,683 | | |
| Return on Equity | 3.04% | 2.67% | 5.89% | 8.74% | Beats 28% | 1,207 / 1,681 | | |
| Net Interest Margin | 2.70% | 3.31% | 3.82% | 4.32% | Beats 7% | 1,573 / 1,683 | | |
| Efficiency Ratio | 83.11% | 68.91% | 78.20% | 86.93% | Beats 35% | 1,096 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.08% | 0.26% | 0.65% | 1.29% | Beats 30% | 1,172 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 10.85% | 10.44% | 12.89% | 16.53% | Beats 30% | 1,185 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 10.85% | 10.44% | 12.89% | 16.53% | Beats 30% | 1,185 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 63.66% | 52.61% | 69.38% | 83.50% | 40th pctl | 1,006 / 1,683 | | |
| Loans / Assets | 56.66% | 44.71% | 59.18% | 70.72% | 45th pctl | 931 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |