Greeley, CO · Charter 65775
NCUA · 2 branches
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets (n=1,681 to 1,683). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
30
Asset Quality
30
Profitability
20
Liquidity
81
Efficiency
35
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Greeley, CO · Charter 65775
NCUA · 2 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | -0.04% | 0.08% | 0.36% | 0.37% | 0.43% | 0.50% | 0.34% | 0.33% | -4 bps | |
| Return on Equity | -0.38% | 0.76% | 3.63% | 3.60% | 4.05% | 4.57% | 3.16% | 3.05% | -55 bps | |
| Net Interest Margin | 2.07% | 2.17% | 2.28% | 2.38% | 2.51% | 2.61% | 2.64% | 2.70% | +33 bps | |
| Efficiency Ratio | 95.12% | 92.29% | 86.64% | 86.95% | 84.91% | 82.74% | 85.16% | 83.08% | -387 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 11.30% | -0.40% | 0.31% | -2.99% | -6.42% | -5.31% | -3.63% | -0.88% | +210 bps | |
| Loan Growth (YoY) | -4.79% | -3.28% | -3.64% | -2.14% | 0.26% | 1.19% | 3.34% | 1.98% | +412 bps | |
| Share Growth (YoY) | 12.00% | -0.62% | -0.53% | -3.91% | -7.69% | -6.70% | -4.46% | -1.61% | +230 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.22% | 0.20% | 0.34% | 0.33% | 0.43% | 0.50% | 0.57% | 1.08% | +75 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 9.62% | 9.97% | 10.04% | 10.29% | 10.71% | 11.03% | 10.90% | 10.85% | +56 bps | |
| Net Worth / Assets | 9.62% | 9.97% | 10.04% | 10.29% | 10.71% | 11.03% | 10.90% | 10.85% | +56 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 57.98% | 59.83% | 59.21% | 61.42% | 62.97% | 64.89% | 64.05% | 63.66% | +224 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Greeley, CO · Charter 65775 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 2 branches
Q2 2026
Return on Assets
0.33%
Rank 1,287 of 1,683
Net Interest Margin
2.70%
Rank 1,573 of 1,683
Efficiency Ratio
83.11%
Rank 1,096 of 1,682
Equity / Assets
10.85%
Rank 1,185 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | 0.33% | 0.35% | 0.74% | 1.18% | Beats 24% | 1,287 / 1,683 | ||
| Return on Equity | 3.04% | 2.67% | 5.89% | 8.74% | Beats 28% | 1,207 / 1,681 | ||
| Net Interest Margin | 2.70% | 3.31% | 3.82% | 4.32% | Beats 7% | 1,573 / 1,683 | ||
| Efficiency Ratio | 83.11% | 68.91% | 78.20% | 86.93% | Beats 35% | 1,096 / 1,682 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 1.08% | 0.26% | 0.65% | 1.29% | Beats 30% | 1,172 / 1,682 | ||
| Net Charge-Offs / Loans | n/a | Not reported for this institution | ||||||
| Capital | ||||||||
| Tier 1 Capital Ratio | 10.85% | 10.44% | 12.89% | 16.53% | Beats 30% | 1,185 / 1,683 | ||
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | ||||||
| Equity / Assets | 10.85% | 10.44% | 12.89% | 16.53% | Beats 30% | 1,185 / 1,683 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | 63.66% | 52.61% | 69.38% | 83.50% | 40th pctl | 1,006 / 1,683 | ||
| Loans / Assets | 56.66% | 44.71% | 59.18% | 70.72% | 45th pctl | 931 / 1,683 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||