Teachers
Oklahoma CIty, OK · Charter 65774 · Peer group: credit unions under $1B in assets in the Oklahoma City, OK area (n=17)
NCUA · 1 branch
Q2 2026
$6.3MAssets
$2.7MLoans
$4.4MShares
$2.0MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 94% of credit unions under $1B in assets in the Oklahoma City, OK area (rank 1 of 17).
- Widest gap: return on equity trails 100% of credit unions under $1B in assets in the Oklahoma City, OK area (rank 17 of 17).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
-1.45%
Rank 17 of 17
Net Interest Margin
6.28%
Rank 1 of 17
Efficiency Ratio
96.83%
Rank 15 of 17
Equity / Assets
31.52%
Rank 1 of 17
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | -1.45% | 0.09% | 0.50% | 0.87% | Beats 0% | 17 / 17 | | |
| Return on Equity | -4.60% | 0.57% | 3.59% | 5.86% | Beats 0% | 17 / 17 | | |
| Net Interest Margin | 6.28% | 3.47% | 3.95% | 4.62% | Beats 94% | 1 / 17 | | |
| Efficiency Ratio | 96.83% | 72.40% | 84.09% | 93.29% | Beats 18% | 15 / 17 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.33% | 0.24% | 0.51% | 0.96% | Beats 65% | 7 / 17 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 31.52% | 9.54% | 12.63% | 17.12% | Beats 94% | 1 / 17 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 31.52% | 9.54% | 12.63% | 17.12% | Beats 94% | 1 / 17 | | |
| Liquidity & Funding |
| Loans / Deposits | 62.08% | 65.22% | 80.30% | 85.86% | 18th pctl | 14 / 17 | | |
| Loans / Assets | 42.59% | 51.37% | 68.04% | 74.15% | 12th pctl | 15 / 17 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |