Moline, IL · Charter 65770
NCUA · 1 branch
Q2 2026
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.02% | 0.09% | 0.43% | 0.35% | 0.66% | 0.97% | 1.04% | 1.12% | +77 bps | |
| Return on Equity | 0.17% | 0.78% | 3.66% | 2.89% | 5.35% | 8.30% | 8.85% | 9.09% | +620 bps | |
| Net Interest Margin | 2.66% | 2.68% | 2.91% | 3.17% | 3.28% | 3.16% | 3.22% | 3.21% | +4 bps | |
| Efficiency Ratio | 86.12% | 85.19% | 70.87% | 68.11% | 64.96% | 65.59% | 65.95% | 67.17% | -94 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 4.50% | 4.74% | 7.70% | 1.78% | 3.68% | 7.63% | 5.73% | 6.49% | +471 bps | |
| Loan Growth (YoY) | -1.45% | -3.94% | -7.67% | -8.17% | -4.78% | -1.35% | 3.21% | 2.44% | +1,060 bps | |
| Share Growth (YoY) | 4.84% | 5.17% | 8.44% | 1.65% | 3.68% | 8.06% | 5.77% | 6.38% | +472 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.95% | 0.16% | 0.11% | 0.02% | 0.00% | 0.29% | 0.08% | 0.46% | +44 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 12.25% | 12.00% | 11.78% | 12.20% | 12.24% | 11.65% | 11.75% | 12.29% | +10 bps | |
| Net Worth / Assets | 12.25% | 12.00% | 11.78% | 12.20% | 12.24% | 11.65% | 11.75% | 12.29% | +10 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 69.57% | 65.56% | 60.18% | 61.75% | 63.89% | 59.85% | 58.72% | 59.46% | -229 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |