PackageTrendsPeer
Letter portraitLegal landscape

Caribbean - American

Los Angeles, CA · Charter 65666

Q2 2000

Board Package

Performance Trends and Peer Comparison

Part 1Performance Trends, own institution only2
Part 2Peer Comparison, not published for this institution and quartern/a

Basis

Quarter: Q2 2000, the quarter ended June 30, 2000, on both parts.

Income statement: year to date as filed, annualized, on both parts.

Balance sheet: as filed at quarter end.

Peer group

No peer standings are published for this institution and quarter.

Peer groups below the disclosure floor are suppressed.

Source: NCUA 5300 Call Report, as filed. Dollar figures derived from reported amounts in thousands. Ratios computed by CallReports.ai using published regulatory formulas.

CallReports · callreports.ai · Board PackageGenerated 2026-10-11

Caribbean - American

Los Angeles, CA · Charter 65666

Q2 2000

$104KAssets
$143KLoans
$305KShares
n/aNet Worth

Executive Summary

  • Earnings: ROA of -174.29%, down 17,419 bps year over year; NIM at 8.46%.
  • Asset quality: problem loans at 71.54% of loans (+6,007 bps YoY).
  • Funding: loans stand at 46.81% of shares as of Q2 2000.

Return on Assets (YTD, annualized)

-174.29%-17,419 bps YoY

Net Interest Margin (YTD, annualized)

8.46%

Efficiency Ratio (YTD, annualized)

n/a
n/a

Net Worth / Assets

n/a
n/a

Year to date, annualized, through each quarter.

MetricQ4 1996Q2 1997Q4 1997Q2 1998Q4 1998Q2 1999Q4 1999Q2 2000YoY ΔTrend
Earnings
Return on Assets-8.78%-2.95%-0.03%-0.10%0.95%-3.37%-61.28%-174.29%-17,419 bps
Return on Equityn/an/an/an/an/an/an/an/an/an/a
Net Interest Marginn/an/an/an/an/an/a9.45%8.46%n/a
Efficiency Ration/an/an/an/an/an/a363%n/an/an/a
Growth
Asset Growth (YoY)-38.39%-40.30%-21.18%67.93%87.67%115.31%18.12%-73.35%-14,128 bps
Loan Growth (YoY)0.37%4.54%13.19%27.71%24.85%56.69%33.06%-3.86%-3,158 bps
Share Growth (YoY)-30.45%-37.53%-20.18%89.28%105.02%141.15%71.79%-16.81%-10,609 bps
Asset Quality
Delinquent Loans / Loans7.81%11.42%7.78%11.46%13.69%44.34%75.11%71.54%+6,007 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance / Loans10.43%11.42%10.14%8.40%8.35%4.36%46.41%80.71%+7,231 bps
Capital
Risk-Based Capitaln/an/an/an/an/an/an/an/an/an/a
Net Worth / Assetsn/an/an/an/an/an/an/an/an/an/a
Liquidity & Funding
Loans / Shares64.95%69.04%78.27%40.50%39.55%44.86%60.62%46.81%+630 bps
Liquid Assets / Assets40.35%36.65%34.48%61.23%64.19%54.51%0.87%8.53%-5,270 bps