Teamsters Local #238
Cedar Rapids, IA · Charter 65606 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$7.6MAssets
$3.1MLoans
$7.1MShares
$445KNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 83% of credit unions under $1B in assets (rank 288 of 1683).
- Widest gap: equity / assets trails 99% of credit unions under $1B in assets (rank 1671 of 1683).
- Overall: at or above the peer median on 1 of 7 directional measures.
Return on Assets
-0.53%
Rank 1,578 of 1,683
Net Interest Margin
4.58%
Rank 288 of 1,683
Efficiency Ratio
110.27%
Rank 1,613 of 1,682
Equity / Assets
5.86%
Rank 1,671 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | -0.53% | 0.35% | 0.74% | 1.18% | Beats 6% | 1,578 / 1,683 | |
| Return on Equity | -8.99% | 2.67% | 5.89% | 8.74% | Beats 4% | 1,615 / 1,681 | |
| Net Interest Margin | 4.58% | 3.31% | 3.82% | 4.32% | Beats 83% | 288 / 1,683 | |
| Efficiency Ratio | 110.27% | 68.91% | 78.20% | 86.93% | Beats 4% | 1,613 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 3.04% | 0.26% | 0.65% | 1.29% | Beats 8% | 1,556 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 5.86% | 10.44% | 12.89% | 16.53% | Beats 1% | 1,671 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 5.86% | 10.44% | 12.89% | 16.53% | Beats 1% | 1,671 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 44.19% | 52.61% | 69.38% | 83.50% | 16th pctl | 1,420 / 1,683 | |
| Loans / Assets | 41.15% | 44.71% | 59.18% | 70.72% | 21st pctl | 1,334 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |