Aegis
Clinton, IA · Charter 65521 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 2 branches
Q2 2026
$27.3MAssets
$20.7MLoans
$22.5MShares
$4.7MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 96% of credit unions under $1B in assets (rank 59 of 1683).
- Widest gap: nonperforming loans / loans trails 84% of credit unions under $1B in assets (rank 1416 of 1682).
- Overall: at or above the peer median on 6 of 7 directional measures.
Return on Assets
1.78%
Rank 136 of 1,683
Net Interest Margin
5.57%
Rank 59 of 1,683
Efficiency Ratio
70.66%
Rank 486 of 1,682
Equity / Assets
17.24%
Rank 378 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.78% | 0.35% | 0.74% | 1.18% | Beats 92% | 136 / 1,683 | |
| Return on Equity | 10.31% | 2.67% | 5.89% | 8.74% | Beats 85% | 257 / 1,681 | |
| Net Interest Margin | 5.57% | 3.31% | 3.82% | 4.32% | Beats 96% | 59 / 1,683 | |
| Efficiency Ratio | 70.66% | 68.91% | 78.20% | 86.93% | Beats 71% | 486 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.83% | 0.26% | 0.65% | 1.29% | Beats 16% | 1,416 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 17.24% | 10.44% | 12.89% | 16.53% | Beats 78% | 378 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 17.24% | 10.44% | 12.89% | 16.53% | Beats 78% | 378 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 92.16% | 52.61% | 69.38% | 83.50% | 90th pctl | 168 / 1,683 | |
| Loans / Assets | 75.73% | 44.71% | 59.18% | 70.72% | 85th pctl | 260 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |