Oklahoma City, OK · Charter 65503
NCUA · 5 branches
Q2 2026
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.22% | 0.18% | 0.32% | 0.30% | 0.32% | 0.35% | 0.07% | 0.31% | +1 bps | |
| Return on Equity | 2.21% | 1.86% | 3.32% | 3.08% | 3.53% | 4.03% | 0.78% | 3.54% | +46 bps | |
| Net Interest Margin | 3.26% | 3.22% | 3.44% | 3.52% | 3.32% | 3.16% | 3.18% | 3.25% | -27 bps | |
| Efficiency Ratio | 96.03% | 96.63% | 91.97% | 92.59% | 98.75% | 97.84% | 93.71% | 90.91% | -168 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -3.06% | 1.71% | -1.96% | 0.87% | 10.82% | 14.37% | 15.26% | 14.12% | +1,325 bps | |
| Loan Growth (YoY) | 0.06% | 3.33% | 5.00% | 7.22% | 5.78% | 4.97% | 8.10% | 10.26% | +304 bps | |
| Share Growth (YoY) | -3.27% | 1.83% | -2.50% | 0.81% | 12.04% | 15.72% | 16.24% | 14.96% | +1,415 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.13% | 0.05% | 0.11% | 0.02% | 0.08% | 0.09% | 0.12% | 0.17% | +15 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 9.82% | 9.59% | 9.61% | 9.63% | 9.11% | 8.72% | 8.69% | 8.79% | -84 bps | |
| Net Worth / Assets | 9.82% | 9.59% | 9.61% | 9.63% | 9.11% | 8.72% | 8.69% | 8.79% | -84 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 88.34% | 86.22% | 85.75% | 89.51% | 83.41% | 78.21% | 79.74% | 85.86% | -366 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |