South Hutchinso, KS · Charter 65466
NCUA · 1 branch
Q2 2026
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.55% | 0.95% | 0.50% | 0.73% | 0.86% | 0.55% | -0.42% | 0.10% | -63 bps | |
| Return on Equity | 4.37% | 7.05% | 3.75% | 5.50% | 5.89% | 3.92% | -3.09% | 0.76% | -474 bps | |
| Net Interest Margin | 4.71% | 5.02% | 4.80% | 4.99% | 5.44% | 5.21% | 5.22% | 5.05% | +6 bps | |
| Efficiency Ratio | 88.23% | 83.91% | 89.21% | 85.50% | 84.77% | 87.19% | 99.65% | 92.60% | +710 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -3.46% | -2.71% | -0.08% | 0.53% | -5.79% | 0.24% | -1.47% | -0.30% | -83 bps | |
| Loan Growth (YoY) | 1.45% | -4.16% | -12.17% | -3.22% | -5.38% | -7.15% | 3.23% | 0.36% | +357 bps | |
| Share Growth (YoY) | -3.74% | -0.02% | -1.60% | -2.30% | -7.83% | 1.05% | -1.78% | 0.39% | +269 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.10% | 0.32% | 1.46% | 2.46% | 0.93% | 0.47% | 0.62% | 1.33% | -113 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 1.80% | 1.80% | 1.87% | 1.91% | 1.45% | 0.77% | 0.89% | 1.01% | -89 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 12.63% | 13.49% | 13.23% | 13.32% | 14.60% | 14.01% | 13.74% | 13.58% | +25 bps | |
| Net Worth / Assets | 12.63% | 13.49% | 13.23% | 13.32% | 14.60% | 14.01% | 13.74% | 13.58% | +25 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 84.29% | 88.47% | 80.08% | 82.31% | 86.53% | 81.29% | 84.17% | 82.28% | -3 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |