Chicago Hts, IL · Charter 65453
Q2 1998
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q4 1994 | Q2 1995 | Q4 1995 | Q2 1996 | Q4 1996 | Q2 1997 | Q4 1997 | Q2 1998 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 4.45% | 3.52% | 4.17% | 3.63% | 3.13% | 4.61% | 3.59% | 1.20% | -243 bps | |
| Return on Equity | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Net Interest Margin | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Efficiency Ratio | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Growth | ||||||||||
| Asset Growth (YoY) | n/a | n/a | n/a | -23.58% | -23.58% | -21.98% | -26.59% | -24.32% | -74 bps | |
| Loan Growth (YoY) | n/a | n/a | n/a | -27.86% | -22.63% | -10.69% | -21.99% | -29.44% | -158 bps | |
| Share Growth (YoY) | n/a | n/a | n/a | -26.78% | -23.20% | -25.91% | -31.03% | -28.08% | -130 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.30% | 0.14% | 1.43% | 0.21% | 2.36% | 2.32% | 0.58% | 0.00% | -21 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 6.58% | 8.59% | 9.54% | 11.23% | 10.53% | 9.65% | 8.88% | 12.06% | +83 bps | |
| Capital | ||||||||||
| Risk-Based Capital | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Net Worth / Assets | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 46.75% | 47.76% | 50.58% | 45.20% | 47.09% | 57.56% | 57.20% | 44.34% | -85 bps | |
| Liquid Assets / Assets | 19.89% | 56.70% | 34.18% | 56.02% | 61.18% | 55.31% | 53.24% | 59.22% | +320 bps | |