Peoples Bank
Marietta, OH · Cert 6544 · Peer group: banks $1B-$10B in assets operating regionally (n=176) · Peoples Bcorp Inc.
State charter, Fed member · FED · 132 branches
Q2 2026
$9.5BAssets
$6.8BLoans
$7.5BDeposits
$1.2BEquity
Executive Summary
- Strongest standing: equity / assets outperforms 86% of banks $1B-$10B in assets operating regionally (rank 25 of 176).
- Widest gap: net charge-offs / loans trails 90% of banks $1B-$10B in assets operating regionally (rank 159 of 176).
- Overall: at or above the peer median on 5 of 9 directional measures.
Return on Assets
1.31%
Rank 78 of 176
Net Interest Margin
3.98%
Rank 38 of 176
Efficiency Ratio
57.47%
Rank 72 of 176
Equity / Assets
12.71%
Rank 25 of 176
Non-interest income vs. expense
Unfavorable gap of $163.1M · efficiency ratio beats 60% of banks $1B-$10B in assets operating regionally | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.31% | 0.93% | 1.26% | 1.54% | Beats 56% | 78 / 176 | |
| Return on Equity | 10.35% | 9.26% | 11.89% | 14.46% | Beats 38% | 109 / 176 | |
| Net Interest Margin | 3.98% | 3.25% | 3.59% | 3.93% | Beats 78% | 38 / 176 | |
| Efficiency Ratio | 57.47% | 52.79% | 59.55% | 67.66% | Beats 60% | 72 / 176 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.60% | 0.30% | 0.64% | 1.32% | Beats 52% | 86 / 176 | |
| Net Charge-Offs / Loans | 0.21% | 0.01% | 0.04% | 0.10% | Beats 10% | 159 / 176 | |
| Capital |
| Tier 1 Capital Ratio | 12.30% | 11.15% | 12.72% | 14.15% | Beats 45% | 97 / 176 | |
| Total Risk-Based Capital Ratio | 13.40% | 11.81% | 13.63% | 15.33% | Beats 47% | 93 / 176 | |
| Equity / Assets | 12.71% | 9.16% | 10.35% | 11.80% | Beats 86% | 25 / 176 | |
| Liquidity & Funding |
| Loans / Deposits | 90.89% | 80.94% | 89.73% | 97.21% | 55th pctl | 79 / 176 | |
| Loans / Assets | 71.61% | 69.25% | 75.12% | 80.82% | 33rd pctl | 118 / 176 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |