Omaha, NE · Charter 65398
NCUA · 5 branches
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets in the Omaha, NE-IA area (n=18). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
67
Asset Quality
39
Profitability
44
Liquidity
37
Efficiency
39
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Omaha, NE · Charter 65398
NCUA · 5 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.61% | 0.57% | 0.93% | 1.36% | 1.12% | 1.05% | 0.42% | 0.51% | -86 bps | |
| Return on Equity | 4.19% | 3.94% | 6.46% | 9.00% | 7.22% | 6.70% | 2.65% | 3.23% | -577 bps | |
| Net Interest Margin | 3.77% | 3.79% | 3.87% | 4.03% | 4.11% | 4.12% | 4.00% | 3.99% | -4 bps | |
| Efficiency Ratio | 83.57% | 84.18% | 77.49% | 71.73% | 74.95% | 76.03% | 85.19% | 84.24% | +1,252 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -1.59% | -1.33% | 2.88% | 1.73% | -0.53% | -0.41% | -2.27% | 0.33% | -140 bps | |
| Loan Growth (YoY) | -2.64% | -5.47% | -4.59% | -3.47% | -2.03% | 1.92% | 3.85% | 5.78% | +925 bps | |
| Share Growth (YoY) | 2.81% | 3.90% | 4.87% | 0.93% | -1.63% | -1.98% | -3.58% | -0.18% | -111 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.90% | 0.49% | 0.46% | 1.16% | 0.73% | 0.50% | 0.47% | 0.90% | -26 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 14.49% | 14.54% | 14.40% | 15.15% | 15.53% | 15.65% | 15.64% | 15.71% | +56 bps | |
| Net Worth / Assets | 14.49% | 14.54% | 14.40% | 15.15% | 15.53% | 15.65% | 15.64% | 15.71% | +56 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 77.88% | 76.27% | 73.52% | 75.18% | 77.56% | 79.30% | 79.19% | 79.67% | +449 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Omaha, NE · Charter 65398 · Peer group: credit unions under $1B in assets in the Omaha, NE-IA area (n=18)
NCUA · 5 branches
Q2 2026
Return on Assets
0.51%
Rank 12 of 18
Net Interest Margin
3.99%
Rank 6 of 18
Efficiency Ratio
84.23%
Rank 12 of 18
Equity / Assets
15.71%
Rank 6 of 18
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | 0.51% | -0.04% | 0.96% | 1.20% | Beats 33% | 12 / 18 | ||
| Return on Equity | 3.23% | -0.31% | 5.60% | 9.86% | Beats 33% | 12 / 18 | ||
| Net Interest Margin | 3.99% | 3.29% | 3.78% | 4.10% | Beats 67% | 6 / 18 | ||
| Efficiency Ratio | 84.23% | 69.73% | 80.05% | 99.73% | Beats 39% | 12 / 18 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 0.90% | 0.04% | 0.25% | 1.23% | Beats 39% | 12 / 18 | ||
| Net Charge-Offs / Loans | n/a | Not reported for this institution | ||||||
| Capital | ||||||||
| Tier 1 Capital Ratio | 15.71% | 9.54% | 14.01% | 17.54% | Beats 67% | 6 / 18 | ||
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | ||||||
| Equity / Assets | 15.71% | 9.54% | 14.01% | 17.54% | Beats 67% | 6 / 18 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | 79.67% | 37.80% | 60.87% | 83.48% | 67th pctl | 6 / 18 | ||
| Loans / Assets | 67.42% | 34.93% | 54.47% | 72.37% | 67th pctl | 6 / 18 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||