Mid American
Wichita, KS · Charter 65378 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 9 branches
Q2 2026
$531.9MAssets
$488.6MLoans
$441.8MShares
$47.6MNet Worth
Executive Summary
- Strongest standing: return on equity outperforms 65% of credit unions under $1B in assets (rank 594 of 1681).
- Widest gap: equity / assets trails 90% of credit unions under $1B in assets (rank 1512 of 1683).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
0.66%
Rank 933 of 1,683
Net Interest Margin
3.54%
Rank 1,090 of 1,683
Efficiency Ratio
74.14%
Rank 641 of 1,682
Equity / Assets
8.94%
Rank 1,512 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.66% | 0.35% | 0.74% | 1.18% | Beats 45% | 933 / 1,683 | | |
| Return on Equity | 7.42% | 2.67% | 5.89% | 8.74% | Beats 65% | 594 / 1,681 | | |
| Net Interest Margin | 3.54% | 3.31% | 3.82% | 4.32% | Beats 35% | 1,090 / 1,683 | | |
| Efficiency Ratio | 74.14% | 68.91% | 78.20% | 86.93% | Beats 62% | 641 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.47% | 0.26% | 0.65% | 1.29% | Beats 61% | 649 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 8.94% | 10.44% | 12.89% | 16.53% | Beats 10% | 1,512 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 8.94% | 10.44% | 12.89% | 16.53% | Beats 10% | 1,512 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 110.59% | 52.61% | 69.38% | 83.50% | 99th pctl | 19 / 1,683 | | |
| Loans / Assets | 91.86% | 44.71% | 59.18% | 70.72% | 100th pctl | 3 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |