Armco
Butler, PA · Charter 65291 · Peer group: credit unions under $1B in assets in the Pittsburgh, PA area (n=78)
NCUA · 5 branches
Q2 2026
$719.5MAssets
$513.6MLoans
$622.4MShares
$98.3MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 68% of credit unions under $1B in assets in the Pittsburgh, PA area (rank 26 of 78).
- Widest gap: net interest margin trails 78% of credit unions under $1B in assets in the Pittsburgh, PA area (rank 61 of 78).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
0.96%
Rank 35 of 78
Net Interest Margin
3.01%
Rank 61 of 78
Efficiency Ratio
72.38%
Rank 31 of 78
Equity / Assets
13.66%
Rank 47 of 78
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.96% | 0.37% | 0.83% | 1.31% | Beats 55% | 35 / 78 | | |
| Return on Equity | 7.03% | 1.73% | 5.71% | 9.08% | Beats 58% | 33 / 78 | | |
| Net Interest Margin | 3.01% | 3.17% | 3.63% | 4.21% | Beats 22% | 61 / 78 | | |
| Efficiency Ratio | 72.38% | 65.01% | 78.15% | 89.28% | Beats 62% | 31 / 78 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.55% | 0.40% | 0.84% | 1.97% | Beats 68% | 26 / 78 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 13.66% | 12.42% | 15.10% | 18.27% | Beats 40% | 47 / 78 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 13.66% | 12.42% | 15.10% | 18.27% | Beats 40% | 47 / 78 | | |
| Liquidity & Funding |
| Loans / Deposits | 82.53% | 34.83% | 50.41% | 71.84% | 90th pctl | 8 / 78 | | |
| Loans / Assets | 71.39% | 29.34% | 41.02% | 56.96% | 94th pctl | 5 / 78 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |