Waterloo Firemen's
Waterloo, IA · Charter 65193 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$2.9MAssets
$2.3MLoans
$2.5MShares
$389KNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 100% of credit unions under $1B in assets (rank 132 of 1682).
- Widest gap: equity / assets trails 46% of credit unions under $1B in assets (rank 772 of 1683).
- Overall: at or above the peer median on 7 of 7 directional measures.
Return on Assets
2.18%
Rank 55 of 1,683
Net Interest Margin
4.03%
Rank 651 of 1,683
Efficiency Ratio
45.76%
Rank 36 of 1,682
Equity / Assets
13.28%
Rank 772 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 2.18% | 0.35% | 0.74% | 1.18% | Beats 97% | 55 / 1,683 | |
| Return on Equity | 16.45% | 2.67% | 5.89% | 8.74% | Beats 98% | 29 / 1,681 | |
| Net Interest Margin | 4.03% | 3.31% | 3.82% | 4.32% | Beats 61% | 651 / 1,683 | |
| Efficiency Ratio | 45.76% | 68.91% | 78.20% | 86.93% | Beats 98% | 36 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.00% | 0.26% | 0.65% | 1.29% | Beats 100% | 132 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 13.28% | 10.44% | 12.89% | 16.53% | Beats 54% | 772 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 13.28% | 10.44% | 12.89% | 16.53% | Beats 54% | 772 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 91.02% | 52.61% | 69.38% | 83.50% | 88th pctl | 201 / 1,683 | |
| Loans / Assets | 78.91% | 44.71% | 59.18% | 70.72% | 90th pctl | 168 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |