PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

West Los Angeles Japanese

Los Angeles, CA · Charter 65160

Q2 2000

$1.6MAssets
$1.4MLoans
$1.2MShares
n/aNet Worth

Executive Summary

  • Earnings: ROA of -0.34%, down 258 bps year over year; NIM at 3.70%.
  • Asset quality: problem loans at 0.00% of loans (-13 bps YoY).
  • Funding: loans stand at 116.06% of shares as of Q2 2000.

Return on Assets (quarter, annualized)

-0.34%-258 bps YoY

Net Interest Margin (quarter, annualized)

3.70%

Efficiency Ratio (quarter, annualized)

109.08%

Net Worth / Assets

n/a
n/a

Discrete quarter, annualized.

MetricQ4 1996Q2 1997Q4 1997Q2 1998Q4 1998Q2 1999Q4 1999Q2 2000YoY ΔTrend
Earnings
Return on Assets2.30%3.32%2.84%2.24%2.07%2.36%-3.40%-0.34%-258 bps
Return on Equityn/an/an/an/an/an/an/an/an/an/a
Net Interest Marginn/an/an/an/an/an/a4.11%3.70%n/a
Efficiency Ration/an/an/an/an/an/a321%109.08%n/a
Growth
Asset Growth (YoY)0.26%-4.05%-4.53%-6.92%-9.51%-1.61%-5.61%-5.44%+149 bps
Loan Growth (YoY)24.39%43.24%36.90%21.64%-1.24%2.54%-1.00%12.60%-904 bps
Share Growth (YoY)3.75%-5.30%-2.32%-9.47%-9.26%0.24%-2.67%-1.98%+749 bps
Asset Quality
Delinquent Loans / Loans0.19%0.12%0.08%0.13%1.06%0.78%0.00%0.00%-13 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance / Loans0.15%0.10%0.07%0.01%0.07%0.04%0.00%0.00%-1 bps
Capital
Risk-Based Capitaln/an/an/an/an/an/an/an/an/an/a
Net Worth / Assetsn/an/an/an/an/an/an/an/an/an/a
Liquidity & Funding
Loans / Shares88.27%101.62%102.20%101.03%96.07%103.96%103.96%116.06%+1,503 bps
Liquid Assets / Assets26.06%11.62%16.08%9.87%14.10%7.91%4.41%4.52%-534 bps