Des Moines, IA · Charter 65150
NCUA · 2 branches
Q2 2026
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 1.52% | 1.40% | 1.12% | 1.43% | 1.47% | 1.40% | 1.13% | 1.44% | +1 bps | |
| Return on Equity | 9.31% | 8.35% | 6.69% | 8.36% | 8.34% | 7.85% | 6.36% | 7.96% | -40 bps | |
| Net Interest Margin | 3.71% | 3.80% | 3.91% | 3.95% | 4.07% | 4.07% | 3.98% | 4.02% | +7 bps | |
| Efficiency Ratio | 63.88% | 66.23% | 69.97% | 66.01% | 65.79% | 66.99% | 72.67% | 67.15% | +114 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -0.53% | -1.20% | -1.24% | -1.84% | -0.17% | 1.70% | 2.16% | 2.09% | +392 bps | |
| Loan Growth (YoY) | -7.07% | -6.66% | -7.09% | -4.59% | -3.73% | -3.51% | -2.22% | -3.90% | +69 bps | |
| Share Growth (YoY) | 0.29% | -2.10% | -2.66% | -3.17% | -1.68% | 0.46% | 0.87% | 0.66% | +383 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.31% | 0.41% | 0.52% | 0.90% | 0.69% | 0.95% | 0.84% | 0.81% | -9 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 16.30% | 16.73% | 16.68% | 17.04% | 17.68% | 17.85% | 17.70% | 18.08% | +104 bps | |
| Net Worth / Assets | 16.30% | 16.73% | 16.68% | 17.04% | 17.68% | 17.85% | 17.70% | 18.08% | +104 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 94.75% | 94.92% | 90.46% | 91.29% | 92.77% | 91.17% | 87.69% | 87.15% | -413 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |