Wheat Ridge, CO · Charter 65145
Q4 1996
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q2 1994 | Q4 1994 | Q2 1995 | Q4 1995 | Q2 1996 | Q4 1996 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | 2.53% | 2.52% | 2.96% | 2.36% | 3.22% | 3.04% | +52 bps | |
| Return on Equity | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Net Interest Margin | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Efficiency Ratio | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Growth | ||||||||
| Asset Growth (YoY) | n/a | n/a | n/a | n/a | -10.18% | -13.75% | n/a | |
| Loan Growth (YoY) | n/a | n/a | n/a | n/a | -5.12% | -13.63% | n/a | |
| Share Growth (YoY) | n/a | n/a | n/a | n/a | -11.95% | -14.16% | n/a | |
| Asset Quality | ||||||||
| Delinquent Loans / Loans | 0.64% | 1.21% | 1.04% | 1.27% | 1.48% | 0.56% | -65 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 1.72% | 1.63% | 1.32% | 1.45% | 1.12% | 1.12% | -51 bps | |
| Capital | ||||||||
| Risk-Based Capital | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Net Worth / Assets | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Liquidity & Funding | ||||||||
| Loans / Shares | 79.73% | 81.82% | 86.25% | 83.56% | 85.92% | 82.32% | +50 bps | |
| Liquid Assets / Assets | 22.60% | 15.93% | 9.04% | 18.85% | 21.01% | 23.09% | +716 bps | |