Rochester, NH · Charter 65088
NCUA · 5 branches
Q2 2026
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.91% | 0.86% | 0.74% | 0.89% | 0.98% | 0.95% | 0.96% | 1.04% | +15 bps | |
| Return on Equity | 9.94% | 9.53% | 8.23% | 9.81% | 10.65% | 10.32% | 10.51% | 11.17% | +136 bps | |
| Net Interest Margin | 3.02% | 2.97% | 3.07% | 3.15% | 3.21% | 3.17% | 3.25% | 3.32% | +16 bps | |
| Efficiency Ratio | 75.40% | 77.34% | 78.06% | 75.37% | 73.88% | 74.58% | 75.18% | 73.49% | -188 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 1.49% | 4.22% | 7.33% | 9.55% | 9.54% | 9.98% | 10.19% | 9.46% | -9 bps | |
| Loan Growth (YoY) | 5.75% | 3.95% | 5.47% | 8.71% | 9.90% | 11.23% | 11.35% | 9.63% | +92 bps | |
| Share Growth (YoY) | -0.21% | 2.84% | 6.16% | 8.68% | 8.90% | 9.65% | 10.05% | 9.38% | +70 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.24% | 0.51% | 0.20% | 0.46% | 0.29% | 0.53% | 0.16% | 0.48% | +2 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 9.12% | 9.06% | 8.99% | 9.08% | 9.24% | 9.18% | 9.14% | 9.31% | +23 bps | |
| Net Worth / Assets | 9.12% | 9.06% | 8.99% | 9.08% | 9.24% | 9.18% | 9.14% | 9.31% | +23 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 71.04% | 69.45% | 68.94% | 70.73% | 71.69% | 70.45% | 69.75% | 70.89% | +16 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |