Council Bluffs, IA · Charter 64987
Q2 1997
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q2 1994 | Q4 1994 | Q2 1995 | Q4 1995 | Q2 1996 | Q4 1996 | Q2 1997 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|
| Earnings | |||||||||
| Return on Assets | 2.24% | 3.14% | 3.58% | 0.98% | 3.59% | -0.63% | 1.08% | -250 bps | |
| Return on Equity | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Net Interest Margin | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Efficiency Ratio | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Growth | |||||||||
| Asset Growth (YoY) | n/a | n/a | n/a | n/a | -7.24% | -11.27% | -11.21% | n/a | |
| Loan Growth (YoY) | n/a | n/a | n/a | n/a | -3.27% | -40.76% | -51.60% | n/a | |
| Share Growth (YoY) | n/a | n/a | n/a | n/a | -7.28% | -6.19% | 0.74% | n/a | |
| Asset Quality | |||||||||
| Delinquent Loans / Loans | 3.42% | 1.85% | 22.87% | 5.57% | 5.97% | 6.87% | 2.38% | -2,049 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 1.07% | 1.25% | 1.20% | 2.39% | 2.45% | 1.88% | 2.04% | +84 bps | |
| Capital | |||||||||
| Risk-Based Capital | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Net Worth / Assets | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Liquidity & Funding | |||||||||
| Loans / Shares | 76.68% | 106.26% | 115.35% | 91.36% | 79.99% | 67.10% | 55.42% | -5,993 bps | |
| Liquid Assets / Assets | 8.01% | 8.03% | 4.44% | 16.77% | 24.70% | 29.63% | 3.27% | -117 bps | |