Anna, IL · Charter 64967
NCUA · 1 branch
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets in the Indianapolis-Carmel-Greenwood, IN area (n=17). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
76
Asset Quality
59
Profitability
74
Liquidity
0
Efficiency
71
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Anna, IL · Charter 64967
NCUA · 1 branch
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 2.20% | 2.15% | 1.05% | 1.38% | 1.60% | 1.89% | 0.95% | 1.30% | -7 bps | |
| Return on Equity | 12.21% | 11.30% | 5.76% | 7.33% | 8.43% | 9.20% | 4.88% | 6.57% | -76 bps | |
| Net Interest Margin | 5.91% | 5.98% | 5.27% | 5.61% | 5.65% | 6.21% | 4.96% | 5.44% | -17 bps | |
| Efficiency Ratio | 63.61% | 64.95% | 80.68% | 76.24% | 72.59% | 70.42% | 81.33% | 76.70% | +46 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -5.04% | -1.39% | 2.92% | 3.19% | 3.78% | 1.82% | 2.67% | 3.88% | +69 bps | |
| Loan Growth (YoY) | -7.86% | -11.07% | -12.95% | 0.57% | 11.26% | 12.70% | 6.30% | 2.16% | +159 bps | |
| Share Growth (YoY) | -7.22% | -4.18% | 1.34% | 1.79% | 2.40% | -0.27% | 1.08% | 2.53% | +74 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.00% | 0.00% | 0.23% | 0.30% | 0.34% | 0.23% | 0.07% | 0.43% | +13 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 2.29% | 2.77% | 2.75% | 2.21% | 2.16% | 2.33% | 2.38% | 2.46% | +25 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 17.99% | 18.99% | 18.27% | 18.78% | 18.95% | 20.54% | 19.56% | 19.83% | +105 bps | |
| Net Worth / Assets | 17.99% | 18.99% | 18.27% | 18.78% | 18.95% | 20.54% | 19.56% | 19.83% | +105 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 90.17% | 92.23% | 90.31% | 97.75% | 97.96% | 104.23% | 94.97% | 97.40% | -35 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Anna, IL · Charter 64967 · Peer group: credit unions under $1B in assets in the Indianapolis-Carmel-Greenwood, IN area (n=17)
NCUA · 1 branch
Q2 2026
Return on Assets
1.29%
Rank 4 of 17
Net Interest Margin
5.44%
Rank 3 of 17
Efficiency Ratio
76.92%
Rank 6 of 17
Equity / Assets
19.82%
Rank 4 of 17
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | 1.29% | 0.19% | 0.64% | 1.29% | Beats 76% | 4 / 17 | ||
| Return on Equity | 6.50% | 1.18% | 4.37% | 6.83% | Beats 65% | 6 / 17 | ||
| Net Interest Margin | 5.44% | 3.90% | 4.45% | 5.14% | Beats 82% | 3 / 17 | ||
| Efficiency Ratio | 76.92% | 70.94% | 82.19% | 89.67% | Beats 71% | 6 / 17 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 0.44% | 0.25% | 0.67% | 1.07% | Beats 59% | 8 / 17 | ||
| Net Charge-Offs / Loans | n/a | Not reported for this institution | ||||||
| Capital | ||||||||
| Tier 1 Capital Ratio | 19.82% | 11.07% | 13.23% | 17.96% | Beats 76% | 4 / 17 | ||
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | ||||||
| Equity / Assets | 19.82% | 11.07% | 13.23% | 17.96% | Beats 76% | 4 / 17 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | 97.40% | 50.73% | 68.00% | 82.61% | 88th pctl | 2 / 17 | ||
| Loans / Assets | 77.76% | 39.57% | 58.53% | 70.18% | 82nd pctl | 3 / 17 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||