Indianapolis, IN · Charter 64942
NCUA · 2 branches
Q2 2026
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.20% | 0.18% | 0.25% | 0.17% | 0.12% | 0.10% | 0.07% | 0.07% | -11 bps | |
| Return on Equity | 1.90% | 1.73% | 2.30% | 1.57% | 1.10% | 0.87% | 0.68% | 0.62% | -95 bps | |
| Net Interest Margin | 3.48% | 3.47% | 3.34% | 3.48% | 3.47% | 3.41% | 3.99% | 4.00% | +52 bps | |
| Efficiency Ratio | 91.14% | 89.43% | 92.01% | 95.04% | 94.90% | 95.65% | 91.27% | 90.28% | -475 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -0.35% | 1.78% | -0.34% | -1.71% | -3.31% | -4.22% | -2.41% | 1.15% | +286 bps | |
| Loan Growth (YoY) | -17.51% | -17.85% | -22.49% | -27.41% | -24.21% | 5.11% | 17.81% | 43.18% | +7,059 bps | |
| Share Growth (YoY) | -0.66% | 2.01% | 5.75% | 4.52% | 2.82% | 1.55% | -2.40% | 1.77% | -275 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.53% | 0.67% | 0.38% | 0.57% | 0.48% | 0.35% | 0.33% | 0.42% | -15 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 10.76% | 10.62% | 10.68% | 11.15% | 11.26% | 11.19% | 10.99% | 11.07% | -8 bps | |
| Net Worth / Assets | 10.76% | 10.62% | 10.68% | 11.15% | 11.26% | 11.19% | 10.99% | 11.07% | -8 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 74.30% | 69.14% | 58.36% | 55.05% | 54.77% | 71.57% | 70.43% | 77.44% | +2,240 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |