Kansas City, MO · Charter 64939
NCUA · 3 branches
Q2 2026
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.79% | 0.78% | 0.62% | 0.67% | 0.77% | 0.80% | 0.41% | 0.22% | -45 bps | |
| Return on Equity | 4.66% | 4.48% | 3.82% | 4.07% | 4.60% | 4.58% | 2.40% | 1.27% | -280 bps | |
| Net Interest Margin | 4.88% | 5.03% | 4.58% | 4.83% | 4.89% | 5.06% | 5.01% | 5.07% | +24 bps | |
| Efficiency Ratio | 81.54% | 81.94% | 86.75% | 83.26% | 82.60% | 82.30% | 82.09% | 83.38% | +12 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -3.43% | 3.22% | 7.98% | 6.35% | 6.04% | 4.35% | -0.69% | -1.00% | -735 bps | |
| Loan Growth (YoY) | -14.13% | -15.68% | -14.37% | -14.33% | -15.18% | -8.93% | -4.31% | 6.75% | +2,108 bps | |
| Share Growth (YoY) | -4.76% | 3.47% | 8.18% | 6.95% | 5.79% | 4.03% | -1.15% | -1.75% | -870 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.43% | 0.32% | 0.29% | 0.79% | 1.04% | 1.10% | 1.10% | 1.09% | +31 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 16.90% | 17.36% | 16.26% | 16.48% | 16.68% | 17.43% | 17.10% | 17.20% | +72 bps | |
| Net Worth / Assets | 16.90% | 17.36% | 16.26% | 16.48% | 16.68% | 17.43% | 17.10% | 17.20% | +72 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 46.89% | 45.99% | 40.41% | 38.75% | 37.60% | 40.27% | 39.12% | 42.11% | +335 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |