K.C. Area
Kansas City, MO · Charter 64939 · Peer group: credit unions under $1B in assets in the Kansas City, MO-KS area (n=27-28)
NCUA · 3 branches
Q2 2026
$11.4MAssets
$4.0MLoans
$9.4MShares
$2.0MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 79% of credit unions under $1B in assets in the Kansas City, MO-KS area (rank 6 of 28).
- Widest gap: return on equity trails 89% of credit unions under $1B in assets in the Kansas City, MO-KS area (rank 24 of 27).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
0.21%
Rank 23 of 28
Net Interest Margin
5.07%
Rank 6 of 28
Efficiency Ratio
83.29%
Rank 20 of 28
Equity / Assets
17.20%
Rank 8 of 28
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.21% | 0.31% | 0.62% | 1.15% | Beats 18% | 23 / 28 | |
| Return on Equity | 1.22% | 3.10% | 5.79% | 7.32% | Beats 11% | 24 / 27 | |
| Net Interest Margin | 5.07% | 3.95% | 4.17% | 4.96% | Beats 79% | 6 / 28 | |
| Efficiency Ratio | 83.29% | 71.31% | 75.97% | 85.82% | Beats 32% | 20 / 28 | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.09% | 0.40% | 0.84% | 1.90% | Beats 39% | 18 / 28 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 17.20% | 9.27% | 11.97% | 17.47% | Beats 71% | 8 / 28 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 17.20% | 9.27% | 11.97% | 17.47% | Beats 71% | 8 / 28 | |
| Liquidity & Funding |
| Loans / Deposits | 42.10% | 47.88% | 66.90% | 83.14% | 18th pctl | 23 / 28 | |
| Loans / Assets | 34.70% | 42.23% | 58.20% | 69.16% | 14th pctl | 24 / 28 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |