Omaha, NE · Charter 64938
NCUA · 1 branch
Q2 2026
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 2.19% | 0.18% | 1.98% | 2.66% | 2.17% | 0.00% | 1.16% | 1.87% | -80 bps | |
| Return on Equity | 22.03% | 2.08% | 22.22% | 28.65% | 21.69% | 0.00% | 13.08% | 19.68% | -898 bps | |
| Net Interest Margin | 7.01% | 5.31% | 7.25% | 6.99% | 7.17% | 4.84% | 7.30% | 7.30% | +31 bps | |
| Efficiency Ratio | 68.89% | 88.46% | 67.40% | 56.57% | 64.97% | 94.67% | 80.77% | 72.13% | +1,556 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 3.18% | 3.32% | 2.48% | 3.49% | 1.04% | 0.87% | 1.65% | 0.60% | -290 bps | |
| Loan Growth (YoY) | 7.64% | 9.52% | 0.52% | -7.17% | 1.48% | -5.27% | -4.27% | -3.40% | +376 bps | |
| Share Growth (YoY) | 2.07% | -0.34% | 2.25% | 3.52% | 0.69% | 4.89% | 2.08% | 0.75% | -278 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 6.85% | 6.36% | 2.91% | 1.55% | 2.57% | 2.49% | 2.75% | 3.47% | +193 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 1.70% | 2.06% | 2.36% | 2.51% | 2.39% | 2.53% | 2.66% | 2.68% | +17 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 9.95% | 8.46% | 8.90% | 9.30% | 10.03% | 8.38% | 8.88% | 9.49% | +19 bps | |
| Net Worth / Assets | 9.95% | 8.46% | 8.90% | 9.30% | 10.03% | 8.38% | 8.88% | 9.49% | +19 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 109.32% | 112.19% | 102.62% | 99.95% | 110.17% | 101.32% | 96.24% | 95.84% | -412 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |